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Umbrella Coverage

Umbrella Coverage Information

Personal Umbrella Policy

What is a Personal Umbrella Policy?


  • It is a liability insurance contract that provides an extra layer of protection if the insured is ever sued becuase of damage or injuries caused by the insureds negligance.
  • Provides coverage above the limits of underlying policies such as Auto, Homeowners, Condo, Renter, Manufactered Home, Motorcycle, Boat.
  • Helps to cover the GAPS in the primary underlying polices when the liability limit is reached.


Who should purchase a Personal Umbrella Policy?
  • Home Owners
  • Households with childeren
  • Customers who own a trampoline and/or swimming pool
  • Customers who own a dog 
  • Boat Owners
  • Motorcycle Owners
  • Customers who own a rental property





  • Aetna
  • America First
  • Blue Cross Blue Shield
  • Encompass
  • MetLife
  • Nationwide
  • Progressive
  • Travelers
Toll Free: (888) 406-0004|Local: (229) 241-7950|Fax: (229) 241-7943 1004 N Patterson St|Valdosta, GA 31601
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